{"id":1651,"date":"2011-04-08T20:03:21","date_gmt":"2011-04-08T10:03:21","guid":{"rendered":"http:\/\/wordconstructions.com.au\/blog\/?p=1651"},"modified":"2012-08-03T10:35:40","modified_gmt":"2012-08-03T00:35:40","slug":"superannuation-increases","status":"publish","type":"post","link":"https:\/\/www.wordconstructions.com.au\/blog\/2011\/04\/superannuation-increases\/","title":{"rendered":"Superannuation increases?"},"content":{"rendered":"<p>There is a move to increase the basic <a title=\"what is superannuation?\" href=\"http:\/\/www.savetimeonline.com.au\/articlebank\/superexplain.html\" target=\"_blank\">super contribution rate<\/a> for employers on behalf of their employees, taking it from 9% to 12% (in a few increments).<img decoding=\"async\" class=\"alignright\" title=\"coins through an hourglass\" src=\"http:\/\/www.wordconstructions.com.au\/images\/coins hourglass.jpg\" alt=\"\" width=\"167\" height=\"162\" \/><\/p>\n<p>The Australian Institute\u00a0of Superannuation Trustees, AIST, (and others I believe) have an <a title=\"super at 12% for Australia\" href=\"http:\/\/12percent.com.au\/\" target=\"_blank\">online petition<\/a> to show the Government the concept has the support of the general population.<\/p>\n<p>Do you support it?<\/p>\n<p>Maybe you haven&#8217;t even thought about it so here are a couple of my ideas on the topic:<\/p>\n<ul>\n<li>an extra 3% of your salary each year has to give you a better chance of financial security in retirement so who would argue with getting it?<\/li>\n<li>we&#8217;re often told we have an aging population so I have long thought I will need my own money (super or otherwise) as there may not be much of an age pension when I retire &#8211; again, more super from an employer has to help that!<\/li>\n<li>an extra 3% on top of employee&#8217;s salaries could easily add up for any business owner so businesses may find the concept stressful, but\n<ul>\n<li>it isn&#8217;t immediate so businesses can prepare<\/li>\n<li>if businesses have to increase prices to meet the 3%, living expenses will have another increase<\/li>\n<li>base salaries (for new employees) may get reduced slightly so that packages aren&#8217;t significantly higher and that again may leave people financially tight in the present<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>From a purely super point of view, I totally agree with moving the minimum to 12%; from an overall perspective, I&#8217;m not so sure what is best and will need to read up on the potential impact &#8211; and I&#8217;d love to hear some different opinions from business owners, too.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>There is a move to increase the basic super contribution rate for employers on behalf of their employees, taking it from 9% to 12% (in a few increments). The Australian Institute\u00a0of Superannuation Trustees, AIST, (and others I believe) have an online petition to show the Government the concept has the support of the general population. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[50,53],"tags":[1203,86,92,1465,349,1454,1464,1462,1463],"class_list":["post-1651","post","type-post","status-publish","format-standard","hentry","category-bit-off-track","category-business-info-tools","tag-1203","tag-business","tag-employer","tag-sg","tag-super","tag-superannuation","tag-superannuation-guarantee","tag-superannuation-increases","tag-superannuation-rate"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO Pro 4.9.9 - aioseo.com -->\n\t<meta name=\"description\" content=\"The Government is proposing a 12% minimum for all eligible employees - do you agree with this or not?\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"TashWord\"\/>\n\t<meta name=\"keywords\" content=\"super,12%,employer,business,9%,increase,government,living costs,employee,retirement,12%,business,employer,sg,super,superannuation,superannuation guarantee,superannuation increases,superannuation rate,bit off track,business info &amp; tools\" \/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.wordconstructions.com.au\/blog\/2011\/04\/superannuation-increases\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO Pro (AIOSEO) 4.9.9\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Word Constructions | For all your business writing needs\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Superannuation rate increases? 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